Digital Banking

We are glad to inform you all that our bank is now live on UPI Platform as an issuer member.

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single UPI application (of any participating bank), merging several banking features, seamless fund routing & merchant payments. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.

Uniqueness of UPI

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• Safer, secure & innovative system for immediate money transfer through mobile device round the clock 365 days.
• Single mobile application for accessing different bank accounts.
• Single-click two-factor authentication.
• VPA (Virtual Payment Address) for sending/collecting funds—no need to share card/account numbers, IFSC, etc.
• Bill splitting with friends.
• Eliminates Cash on Delivery hassles, ATM visits, or exact cash requirements.
• Merchant payments via a single app.
• Utility bill payments, over-the-counter payments, QR-based (Scan & Pay) transactions.
• Direct complaint raising via UPI app.

About PSP

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A Payment Service Provider (PSP) is a certified entity in the UPI ecosystem that acts on behalf of the bank. It is a technology platform (mobile app) enabling quick UPI transactions, instant bank-to-bank transfers, and payments via Virtual Payment Address (VPA/UPI ID).

Common PSP Features:

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• Send/Request Money: Via VPA, mobile, Aadhaar, or account number + IFSC.
• Scan & Pay: Pay via QR or generate your own QR for receipts.
• Transactions: View history, pending collect requests, and report issues.
• Profile: Manage VPAs, static QR codes, and share/download QR.
• Bank Account: Switch accounts, set UPI PIN, check balance.
• Block User: Report spam collect requests.
• Privacy: Enable/disable VPAs and linked QR codes.
• Payment Reminders: Schedule payments.
• Split Bills: Divide expenses with multiple users.

Supported PSP Apps — UPI

JIJAMATA MAHILA SAHAKARI BANK is currently listed and available on the following UPI/PSP apps:

Supported PSP / UPI Apps

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• PhonePe
• Paytm
• Kotak UPI
• ICICI UPI
• Axis UPI
• Airtel UPI
• Freecharge
• MobiKwik
• SBI Pay
• CoinTab
• WhatsApp Pay

Coming soon: BHIM and Google Tez (Google Pay).

Availability

These PSP apps are available from the Google Play Store and Apple App Store. Minimum supported versions:

• Android: version 4.2.2 and above
• iOS: version 8.1 and above

Need help?

For questions related to UPI or account linking, email our support team:

customercare@jijamatabank.com

Resources

Helpful guides and manuals:

User Manual — UPI Registration & Transactions UPI — Frequently Asked Questions (FAQs) WhatsApp Pay — User Manual

To give you flexibility to access your account 24 hours, 365 days, JIJAMATA MAHILA SAHAKARI BANK has established a network of ATMs across all our branches.

We have tied up with NPCI for RuPay network, giving you access to over 77,000 ATMs across India.

Enjoy the following facilities in a safe, secure, and easy way

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ATM Benefits

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Terms & conditions apply.

At JIJAMATA MAHILA SAHAKARI BANK, we understand your banking needs and are committed to fulfilling them through innovative solutions. With advancing technology and the growing use of smartphones and tablets, our Mobile Banking services now offer a more comprehensive way to manage your finances throughout your entire banking journey. We promise to enhance your digital banking experience.

Key Features

• Easy to Use: Simply register, download, and start banking on-the-go.
• Safe & Secure: Bank with confidence using our protected platform.
• Universal Compatibility: Works on all mobile devices and service providers.
• Completely Free: No hidden charges or worries.

The "SMS Alerts" service enables you to receive notifications for transactions made in your bank accounts directly on your registered mobile number.

Eligibility

• All JIJAMATA MAHILA SAHAKARI BANK account holders are eligible.
• Currently offered free of charge to all customers.

Registration Process

• Existing customers can register using the "SMS Alerts Registration Form".
• Provide your mobile number when requesting the service.
• After processing your request, JIJAMATA MAHILA SAHAKARI BANK will activate your SMS Alerts.

Alerts Coverage

• Branch transactions exceeding ₹5,000/-.
• All digital transactions through:
  • Debit Card (POS / ECOM / ATM)
  • Mobile Banking
  • Internet Banking
  • Other e-channels

Additional Benefits

• Receive updates about new products and services.
• Important bank announcements and notifications.

Note: The service is currently free, but terms may change with prior notice to customers. For any queries, please contact your nearest JIJAMATA MAHILA SAHAKARI BANK branch.

JIJAMATA MAHILA SAHAKARI BANK understands the demands of modern life and offers Quick Pay – a secure, hassle-free gateway for:

• Society maintenance bill payments
• School fees payments

Eligibility

• The society or school must have an account with JIJAMATA MAHILA SAHAKARI BANK.

Payment Methods

• UPI
• Debit / Credit Cards
• Net Banking

Key Features

• ✔ 24/7 Accessibility – Pay anytime, anywhere
• ✔ Multi-Channel Payments – Choose your preferred payment method
• ✔ Paperless Process – Auto-generated receipts emailed instantly
• ✔ Queue-Free Convenience – No more waiting in lines or for cheque clearance
• ✔ Real-Time Tracking – View payment status with a single click
• ✔ Bank-Level Security – Protected transactions with robust encryption

How It Works

1. Click Here to Access Quick Pay
2. Select payment type (Society / School)
3. Enter required details & payment amount
4. Choose payment method (UPI / Card / Net Banking)
5. Complete authentication
6. Receive instant confirmation & e-receipt

📌 Process Flow Chart: Click Here

Why Choose Quick Pay?

• Time-Saving – Eliminates physical visits to societies/schools
• Transparent – Track all payments digitally
• Eco-Friendly – 100% paperless transactions
• Member-Friendly – Societies/schools receive direct credits

For Assistance

📞 Customer Care   |   ✉️ quickpay@jijamatabank.com

Terms & Conditions Apply