Real Time Gross Settlement System (RTGS)
RTGS is a robust payment system enabling inter-bank fund transfers of above ₹1 Lakh. Funds are transferred by instructing the bank to move money from your account to another, with settlement happening continuously and instantly.
Eligibility
- Savings Account holder
- Current Account holder
- CC/OD Account holder
The Attraction of This System
- Strong Technological Support: Secure and dedicated INFINET communication system.
- Security: Payee bank and customer receive funds with certainty during the day.
- Instant Service: Immediate credit, no time wasted.
- Liquidity: Sufficient intraday liquidity to cover outgoing payments.
- Risk-Free: Instant settlement reduces settlement and credit risks.
- Hassle-Free: Avoid cheque return, bounce, and stop payment hassles.
National Electronic Funds Transfer (NEFT)
All branches of JIJAMATA MAHILA SAHAKARI BANK are CBS-enabled to offer NEFT to our customers. NEFT is an efficient, secure, economical, reliable, and quick way to transfer funds below ₹1 Lakh across India.
Eligibility
- Savings Account holder
- Current Account holder
- CC/OD Account holder
Benefits
- Convenience at Its Best: Funds credited quickly to the beneficiary’s account.
- Free: No charges for inward remittances.
- Paperless: No hassle of paper-based fund transfer.
- Savings: No courier or postal charges.
For more details, please visit any of our branches to avail the instant interbank money transfer facility through RTGS or NEFT.
Terms & Conditions Apply.
Safe Deposit Locker Agreement
Customers must bring individual passport-sized photographs of all locker holders when executing a new or revised locker agreement.
Stamp Duty Charges (State-wise)
| State | Stamp Duty |
|---|---|
| Maharashtra | ₹100 + Actual cost of stamp paper procurement |
| Goa | ₹200 + Actual cost of stamp paper procurement |
| Karnataka | ₹200 + Actual cost of stamp paper procurement |
| Gujarat | ₹300 + Actual cost of stamp paper procurement |
Safe Deposit Locker Facility
Available at the following branches (subject to availability):
| Branch Name | Location |
|---|---|
| Dada Branch | Thane Ghodbunder |
| Pimple Saudagar Branch | Pimple Saudagar |
Note: Locker availability is limited. Please contact the branch for confirmation.
Insurance Services
JIJAMATA MAHILA SAHAKARI BANK has established strategic partnerships with leading insurance providers across:
- Life Insurance
- General (Non-Life) Insurance
- Health Insurance products
IRDAI Certification
Certificate Registration No. CA0021 as a Corporate Agent (Composite) under The Insurance Act, 1938, valid from 01.04.2022 to 31.03.2025.
Fraud Alert
- IRDAI officials never sell insurance/financial products or collect premiums.
- IRDAI does not announce any bonuses.
- Report suspicious calls to police with call details.
Our Insurance Partners
Life Insurance Providers:
- Bajaj Allianz Life Insurance Co. Ltd. [For more details, Click Here]
- ICICI Prudential Life Insurance Company Limited [For more details, Click Here]
- HDFC Life Insurance Co Ltd. [For more details, Click Here]
- Ageas Federal Life Insurance Co Ltd. [For more details, Click Here]
General Insurance Providers:
- Bajaj Allianz General Insurance Company Limited
- ICICI Lombard General Insurance Company Limited
Health Insurance Providers:
- Care Health Insurance Limited [For more details, Click Here]
- Star Health and Allied Insurance Co Ltd [For more details, Click Here]
Mutual Fund Investment Services
JIJAMATA MAHILA SAHAKARI BANK offers hassle-free investment opportunities through our tie-ups with leading Mutual Fund companies. We are currently an AMFI-registered Mutual Fund distributor, providing access to funds from the following Asset Management Companies:
- Aditya Birla Sun Life Asset Management Company Limited
- Nippon India Mutual Fund Asset Management Company Limited
- HDFC Asset Management Company
- SBI Funds Management Limited
- Kotak Mahindra Asset Management Company Limited
- LIC Mutual Fund
- Axis Asset Management Company Limited
- ICICI Prudential Mutual Fund
- DSP Mutual Fund
- Canara Robeco Mutual Fund
- Sundaram Asset Management Company
Terms & Conditions apply. For complete details, please visit your nearest JIJAMATA MAHILA SAHAKARI BANK branch.
